Nawiri Account

The Nawiri Account is a pay as you go account best suited for individuals and sole proprietors who are trading either as themselves or using a business name.

 

Target Market

  • Individuals, Sole Proprietors, Joint Account Holders

Features

  • One free monthly e-statement
  • Available in KES, USD, GBP and EURO
  • Free inward RTGS

Terms

  • Nil opening balance
  • Nil minimum balance
  • Nil ledger fees
  • Free deposits

Fees & Charges

  • Over the counter (OTC) withdrawal fee of KES.100.00
  • Inward EFT KES.100.00
  • Outward cheque deposits at KES. 25.00 per cheque

Banking Channels

  • Withdrawal at all Sidian Bank branches
  • SidianVIBE (Mobile Banking)
  • Online Banking
  • Direct deposit to account via PayBill number 111999
  • Aggregated PayBill and Till Number
  • Sidian Visa Debit/Credit Card

*All charges are subject to applicable tax

Premium Savings Account

Set yourself a target and achieve it with the Premium Savings Account.

 

Target Market

  • Individuals
  • Joint Account Holders

Key Features & Benefits

  • One free monthly e-statement
  • Free inward RTGS
  • Competitive interest rates
  • No ledger fees
  • Available in KES, USD, GBP and EURO

Terms

  • Opening balance KES. 10,000.00, USD. 100.00 (FX equivalent of USD. 100.00)
  • Minimum balance of KES. 10,000.00
  • One over the counter withdrawal per quarter
  • Not eligible for: cheque book, Sidian Visa Debit/Credit Card, SidianVIBE (Mobile Banking)

Fees & Charges

  • One over the counter withdrawal per quarter charged at current tariff (KES.100.00)
  • Additional withdrawals will incur a charge of KES.200.00 per withdrawal
  • Inward EFT KES.100.00

Banking Channels

  • Direct deposit to account via PayBill number 111999

*All charges are subject to applicable tax

Msingi Savings Account

Save for your child’s future with the Msingi Savings Account.

 

Target Market

  • Children (Account Operated By Parent)

Key Features & Benefits

  • 1 free bankers’ cheque per quarter
  • One free monthly e-statement
  • Free inward RTGS
  • Competitive Interest Rates
  • No ledger fee

Terms

  • Opening balance KES. 5,000.00, USD. 100.00 (FX Equivalent of USD.100.00)
  • Minimum Balance KES. 5,000.00

Fees & Charges

  • Inward EFT KES. 100.00

Banking Channels

  • Direct deposit to account via PayBill number 111999

*All charges are subject to applicable tax

Mshahara Account

A transactional account designed for salaried individuals with a flexible pay as you go structure.

 

Target Market

  • Individuals
  • Joint Account Holders

Key Features & Benefits

  • One free monthly e-statement
  • Available in KES, USD, GBP and EURO
  • Free inward RTGS
  • Free deposits

Terms

  • Nil opening balance
  • Nil minimum balance
  • Nil ledger fees

Fees & Charges

  • Salary processing fee KES.100.00
  • Over the counter (OTC) withdrawal fee KES. 100.00
  • Inward EFT KES.100.00

Banking Channels

  • Withdrawal at all Sidian Bank branches
  • SidianVIBE (Mobile Banking)
  • Online Banking
  • Direct deposit to account via Pay Bill number 111999
  • ATMs
  • Cheque book
  • Sidian Visa Debit/Credit Card

*All charges are subject to applicable tax

Flexxy Account

Bundled account best suited for individuals and/or salaried individuals with frequent transactions, catered for by a one-off monthly fee.

 

Target Market

  • Individuals

Key Features & Benefits

  • One free monthly e-statement
  • Dedicated relationship manager
  • Available in KES, USD, GBP and EURO
  • Free ATM withdrawals (at Sidian Bank ATMs)
  • Free inward RTGS/EFT

Terms

  • Opening balance KES. 10,000.00, USD. 200.00 (FX equivalent of USD. 200.00)

Fees & Charges

  • Fixed monthly charge of KES. 750.00
  • Free deposits

Banking Channels

  • Withdrawal at all Sidian Bank branches
  • SidianVIBE (Mobile Banking)
  • Online Banking
  • Direct deposit to account via PayBill number 111999
  • Sidian Visa Debit/Credit Card

*All charges are subject to applicable tax

Personal Internet Banking

Banking at your convenience is just a click away. 

Internet banking is easy to use and allows you to bank 24 hours a day, 7 days a week.

 

*This is guided by the account operating mandate.*

 

Services Offered

  • Track account activity
  • Get account statements
  • Account to account transfers
  • Utility payments: DStv, GOtv, Nairobi Water Bill, eCitizenbpayments, iTax payments
  • Mobile money transfers
  • PesaLink transactions
  • Bulk mobile money transfers
  • Funds Transfers: RTGS, EFT

SidianVIBE (Mobile Banking)

SidianVIBE (Mobile Banking) allows fast, easy and secure user friendly, menu-driven transactions at your convenience.

 

Access to this service is via the SidianVIBE App and USSD code *527#.

Download the SidianVIBE App via Play Store or App Store.

 

*Eligibility: All Account holders

 

Features:

  • Account to M-PESA
  • Airtime purchase
  • Utility/Bill payments: DStv, GOtv, Nairobi Water Bill (Prepaid & Postpaid)
  • Internal account transfers
  • Funds Transfers: EFT, RTGS
  • PesaLink transactions
  • Mini-statement request
  • Balance enquiry
  • Q-Loan (Mobile Loan)

Sidian Visa Debit Card

Our Sidian Visa Debit Cards allow you to conveniently make payments, at no extra cost and access your cash via ATM outlets.

 

Eligibility: Account Holders

 

Categories of cards:

Platinum Debit – Account holders who can work within the limit of KES. 50,000.00 per day.

Classic Debit – Account holders who can work with in the limit of KES. 40,000.00 per day.

 

Features and Benefits

  • Chip & PIN security feature
  • Secure online purchases
  • Card services:
  • Payment at all merchant outlets
  • Sidian Bank’s ATM network
  • VISA ATMs countrwide
  • Worldwide acceptance: VISA accepted outlets
  • Balance enquiry
  • Mini-statement at VISA ATM outlets
  • Global benefits of Visa cards: Sign up at visacards.africa

Sidian Visa Credit Card

It’s not about spending more, it’s about spending smart with

 

Sidian Visa Classic Credit Card.

Eligibility: individual and corporate account holders

 

Features and Benefits

  • Chip & PIN security feature
  • Flexible Limits
  • Secure online purchases
  • Card services:
    • Payment at all merchant outlets
    • Sidian Bank’s ATM network
    • VISA ATMs countrywide
  • Supplementary cards
  • Worldwide acceptance: VISA accepted outlets
  • Balance enquiry
  • Mini-statement at VISA ATM outlets
  • Global benefits of Visa cards: Sign up at visacards.africa
  • Repayments:

– Bank instruction: Direct Debit from your account

– Paybill number: 990832: Account Number: Credit Card Number

Sidian Express

Sidian Bank has been in the fore front in achieving One Till solution money collection service. Sidian Express is a marketplace that provides collection and transactions origination.

 

Features

  • Ease of onboarding
  • No charges on transactions
  • Customer management – where a business can create a system administrator to be able to manage their users within that business.
  • Karo Express and Kodi Express Solution that allows landlords and schools collect rent and school fees with ease.
  • The Sidian Express portal allows customers to raise bill payments.
  • Transaction origination – Our customers can initiate transaction to their customers through STK push to make payments.

 

Benefits

  • Customer portal for easier management of funds
  • Real-time cash collection to your business
  • Real-time access of transaction reports
  • Co-branded receipts on transactions made to your business
  • Allows a flexible a split model: A customer can allocate
  • funds for loan repayment, savings and investments.
  • Notification APIs

Money Transfer Services

Money transfer services are offered by Sidian Bank to both Sidian customers and walk-in clients.

Services Available

  • Western Union
  • MoneyGram
  • Upesi Money Transfer
  • RIA Money Transfer
  • M-PESA Retail Agency
  • M-PESA Super Agency
  • M-PESA Float purchase

 

Charges 

  • M-PESA Retail – As per the M-PESA tariff guide 
  • M-PESA Super Agency – KES. 50.00 Amounts greater than KES. 100,000.00 – 0.1% of the value transacted 
  • Country tariffs apply 

 

*Sidian Bank does not charge any extra fees.*

Start Your Sidian Bank Journey Today.

Kindly fill in your details in the below form. Our team will contact you as soon as possible.

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