Marine Insurance covers loss or damage to the vessel, craft or goods while in the sea or air. The policy also covers third party liabilities.
Perils of the sea, war, riot, strikes, civil commotion and extraneous perils.
Covers the “Contract Works” undertaken by a contractor against any unforeseen accidental physical loss or damage.
The Goods in Transit policy offers protection against loss, destruction, or damage to goods whilst they are in transit - from the time of leaving the insured’s premises to final delivery. The policy also protects the insured from liability during loading and unloading of the goods, and temporary housing in the course of transit.
It’s an all risk cover for goods in transit unless specifically excluded.
This policy will indemnify the insured against the loss of or damage to the property insured arising from fire as well as from allied perils.
This covers the risks of theft due to violent, forcible entry into the insured’s premises and on declared stocks and business tools.
Protects both the individual and/or business against theft.
This is a combined policy for home owners.
- Covers the building itself.
- Covers contents whilst in the house and outside the house
- Covers house servants against death or injury whilst in the course of employment.
- Personal legal liability to third parties.
This policy is taken by a traveler anywhere in the world.
24 hour cover for medical expenses and assistance, travel delay or flight cancellation, hospital allowance, personal accident, loss of passport, total loss of baggage that has been checked in by international airline, loss of money, personal civil liability and hijacking.
This policy covers the employees of the insured whilst on duty and engaged in the execution of the insured's business and/or any project undertaken by the insured, against accidental bodily injury, disablement or death.
Compensation is payable in accordance with the provisions of the WIBA Act 2007. The maximum benefit is set at 96 months’ salary.
Property insurance covering losses arising from any fortuitous cause except those that are specifically excluded.
Protects property insured against all risks unless specifically excluded.
The policy will provide monetary payments in the event of bodily injury sustained by the insured. It covers injury caused by violent, accidental, external and visible means subject to the option selected by the insured.
Cover is available as follows:
b) Permanent total disability
c) Hospital cash
d) Medical expenses
This policy offers protection to employers for their legal liability, for damages and claimant’s costs and expenses of lawsuits filed by an employee.
When following up a claim, the following is advised:
Before you call
- Call the police if your claim is the result of a criminal act or accidental loss. Make sure you obtain a police abstract.
- Take immediate action to minimize the loss.
When you call
- Your details will be checked to verify your identity.
- The details of your claim will be taken - what happened, when, where and details of the loss or damage.
- You will then be informed if you’re covered for the loss of damage and any excess that applies.
What you’ll need
- Notify us immediately
- Completed claim form
- Police abstract
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